UNDERSTAND & ENROLL IN THE AFFORDABLE CARE ACT

2016 Open Enrollment Period begins November 1, 2015- January 31, 2016quickFacts

What is the Affordable Care Act and how does it affect me?

The Affordable Care Act, also known as “Obama Care,” was created to help the 16% of uninsured and eligible Americans gain access to quality and reasonable priced healthcare.

Do I have to purchase insurance?

It is the law. Most people must have health coverage in 2016 or pay a fee ($695 per adult, $347.50 per child, or 2.5% of your income, whichever is higher). Some people may qualify for an exemption to this fee.

 

What is the Health Insurance Marketplace?

  • The Marketplace helps uninsured people find health insurance.
  • The Marketplace helps you compare plans side-by-side, find any free or low-cost programs you may qualify for, and may be able to help you get lower costs on your monthly premiums and out-of-pocket costs.

 

I have a big family, what if I cannot afford any of the health care plans?

Depending on your household income and size of your family, many individuals may qualify for tax credits to help lower their share of monthly premium, help reduce deductible, copayment or other cost-sharing amounts.

How can Memphis Health Center assist me in enrolling into the affordable healthcare program?

  • Certified Application Counselors are available to assist with the application process.
  • To schedule an appointment please contact us:

Katrina Fayne- Office (901) 302-3201-Cell-(901) 568-6420

Roy Odom, Jr. –Office (901) 302-3203- Cell-(901) 568-4403

Elton Frazier -Office (901) 302-3153-Cell- (901) 568-6477

For more information about the Affordable Care Act, visit www.healthcare.gov or call the Marketplace hotline at 1-800-318-2596, TTY: 1-855-889-4325 available 24/7.

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